FWD Group Insurance. Because we protect what’s important to you

Why choose FWD Group insurance?

Because we know that your employees are at the heart of your business. And we also know it’s important to tailor our coverage to your needs. So we offer broad coverage at a competitive price. It’s all part of our vision to change the way people feel about insurance.

Coverage you can check quickly and easily

You can now check your policy details anytime, anywhere via our interactive website.

Stay up to date on claims

We make it easy for you to check employee claims history meaning you can stay up to date and in control.

Use the FWD healthcare app

You and your employees can access our healthcare app – making it quicker and easier to check coverage and manage details.

Our nationwide network of hospitals

Just show your ID Card at our nationwide network of hospitals and clinics to get cashless treatment and services.

Group employee insurance

Our Group life and health insurance plans offer broad protection for your employees. And should they become ill, we cover inpatient and outpatient hospital costs.

Flexible coverage

We offer coverage that can be tailored to the needs of your business.

More cost effective than individual insurance plans

On average, it costs less to buy our group insurance than individual policies for each of your employees.

Add-on features

Customise your employee’s plans. Buy add-on features for enhanced coverage.

Group life and health insurance

Flexi EB

All-round coverage to protect your employees, with enough flexibility to protect your business.

Tailor-Made life and medical group insurance forms

Group insurance that lets you customise your coverage according to your needs

Group accident insurance

Group Accident insurance

Accidents can occur anywhere and anytime. So we designed our Group Accident Insurance plan with exclusive coverage - so ...

Benefits

Benefits for employees

The reassurance of life protection

We help your employees feel reassured with life insurance protection.

No medical costs to worry about

Our insurance covers the costs of your employees’ medical treatment.

No advanced payment needed

Choose from a wide range of hospitals and clinics – with no advance payment needed.

A safety net for the whole family

Should the worst happen, our life protection is there as a trusted safety net for your employees’ families.

Benefits for employers

Give more, increase morale

Show that you and your company care, and that you value employees for their contribution to your business.

Invest in your business

By protecting your staff, you’re investing in your greatest asset - and the one that’s hardest to replace.

Get more for less

On average, it costs less to buy group insurance than individual policies – with added benefits including life cover, critical illness, and total permanent disability.

Tax deductible

Employers and businesses are entitled to claim back tax on their premiums.

Our different types of insurance coverage

Provide any combination of coverage for your employees with a plan that’s tailored to the needs of your business.

Group life insurance

Provide worldwide coverage against the loss of life – whether through accident or illness, and whether at work or not.

Group health insurance

Provide coverage on the costs of medical treatment in the case of injuries or illnesses for both inpatient and outpatient healthcare.

Group accident insurance

Provide coverage on the loss of life through an accident or the accidental loss of organ(s).

Group total permanent disability insurance

Provide coverage on total permanent disability caused by either illness or accident.

Get medical treatment with no cash advance

Just show your ID Card at our nationwide network of hospitals and clinics to get cashless treatment and services.

24hr support and claims

Call us any time for the support you need – whether you want to make a claim or simply ask a question.