At FWD we protect what’s important
Why choose FWD Group insurance?
Because we know that your employees are at the heart of your business. And we also know it’s important to tailor our coverage to your needs. So we offer broad coverage at a competitive price. It’s all part of our vision to change the way people feel about insurance.
Coverage you can check quickly and easily
You can now check your policy details anytime, anywhere via our interactive website.
Stay up to date on claims
We make it easy for you to check employee claims history meaning you can stay up to date and in control.
Use the FWD healthcare app
You and your employees can access our healthcare app – making it quicker and easier to check coverage and manage details.
Group employee insurance
Benefits
Benefits for employees
Benefits for employers
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The reassurance of life protection
We help your employees feel reassured with life insurance protection.
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No medical costs to worry about
Our insurance covers the costs of your employees’ medical treatment.
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No advanced payment needed
Choose from a wide range of hospitals and clinics – with no advance payment needed.
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A safety net for the whole family
Should the worst happen, our life protection is there as a trusted safety net for your employees’ families.
Benefits for employees
The reassurance of life protection
We help your employees feel reassured with life insurance protection.
No medical costs to worry about
Our insurance covers the costs of your employees’ medical treatment.
No advanced payment needed
Choose from a wide range of hospitals and clinics – with no advance payment needed.
A safety net for the whole family
Should the worst happen, our life protection is there as a trusted safety net for your employees’ families.
Benefits for employers
![[object Object]](/-/jssmedia/pictograms/affordable-annual-premiums.png#rev=6f1fab68c4724eacb3a64bf92d950364)
Give more, increase morale
Show that you and your company care, and that you value employees for their contribution to your business.
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Invest in your business
By protecting your staff, you’re investing in your greatest asset - and the one that’s hardest to replace.
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Get more for less
On average, it costs less to buy group insurance than individual policies – with added benefits including life cover, critical illness, and total permanent disability.
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Tax deductible
Employers and businesses are entitled to claim back tax on their premiums.
Our different types of insurance coverage
Provide any combination of coverage for your employees with a plan that’s tailored to the needs of your business.
Group life insurance
Provide worldwide coverage against the loss of life – whether through accident or illness, and whether at work or not.
Group health insurance
Provide coverage on the costs of medical treatment in the case of injuries or illnesses for both inpatient and outpatient healthcare.
Group accident insurance
Provide coverage on the loss of life through an accident or the accidental loss of organ(s).
Get medical treatment with no cash advance
Just show your FWD Care Card at our network of over 400 hospitals and clinics and get cashless treatment and services.
24hr support and claims
Call us any time for the support you need – whether you want to make a claim or simply ask a question.