Cash Return Options

We understand your needs and provide the right options.

As your needs are very important to us, we offer a wide range of cash return options that provide you with flexibility to receive the cash return your way.

  • Interim Cash Payment

    We will pay cash as specified in the policy after deducting debts to insured person that is still alive at the end of the policy year. There are 4 options that you may choose from:

    • Check mailed to the insured (Default).
    • Cash transferred to bank account.
    • Cash deposited with us at the interest rate announced.
    • Use the cash payment amount to deduct premium due.
  • Maturity Benefit

    When the policy is still in-force and the company shall pay maturity benefit according to the amount prescribed in the policy value table and other benefits entitled to receive (if any), minus any outstanding debt amount (if any) and the life insurance policy will be terminated. Company will inform 30 days in advance prior to the maturity date.

    The required documents:-
    • Original policy booklet or a copy of the policy report in case of policy lost
    • Copy of Identification Card with certified true copy
    • Copy of bank book in case of the bank transfer requisition with certified true copy

    Processing time: 15 days from the company received all required documents

  • Dividend Payout

    When the policy is still in-force and the company shall pay dividend payout according to some of amount prescribed in the term of payment of benefits of particular products entitled to receive (if any), minus any outstanding debt amount (if any) and the life insurance policy will be terminated.

    Insured can select to receive the dividend payout into:-

    1. A Cheque by mailing to the insured’s given address
    2. A money transfer with the following documents at least 20 days prior to the dividend payment
    • Copy of identification card with certified true copy
    • Copy of bank book with certified true copy
    • Processing time: 15 days from the company received all required documents