Life has its way of surprising you. While insurance can prepare you for life’s surprises. Therefore, it is essential for us to always be prepared and create a life plan to live our life fullest. CI Fixed Pay take away any surprises with your insurance, so you feel more prepared to face the real surprises in life. This plan covers both life and critical illness up to 90 years of age, offer of lump sum benefits in case of illness with 4 Early Stage critical illnesses, and 15 Late Stage critical illnesses.