How we deal with claims at FWD, and what you need to know
We know that if you’re making a claim, you’re probably already going through a difficult time. So we think it’s part of our job to make insurance claims as quick and as easy as possible.
How will you pay me?
Once your claim is approved, the payment will be made via the method you chose on your claim form.
When will you pay me?
We aim to pay all claims within 15 days, from the date we receive your completed claims submission (including the form and any supporting documents).
How to get your claims paid faster?
Select “Receive payment via bank transfer” to get your claim paid right to yourbank account. This will be faster than receiving cheque via post.
Important things you should know
Please do bear in mind that occasionally we need more time to make a claims payment. A delay could be for a number of reasons - for example the type of claim, how complex the case is, and whether we have all the information and documents we need.
If we think we’ll need longer than 15 days, we’ll inform you (or your beneficiary) in writing and will give you the reason why. Our target will then be to pay the claim within 90 days.
Assuming your claim is successful, if we then fail to make a payment within either 90 days, or any new extended target we commit to, we’ll additionally pay you interest when we do pay.
Any interest rate will be an additional 15% on the amount we owe you, from the first day we go over our extended target until the day we process your claims payment.
See a doctor with no cash advance
Just show your FWD Care Card at our network of over 400 hospitals across the country, and get cashless treatment and services
Looking for other claim options?
If you’re looking to make a claim on any of your insurance plans/coverages, we’re committed to giving you the best possible service.